You might want to think other options to suit your downpayment, like your 401k. As the this is your money, it can be used instead affecting your DTI proportion.
Calculating Funding Income
Funding money is actually computed of the bank, maybe not your, to own mortgage qualification. Should you want to use attract and you will dividends earnings so you can be considered for the financial, you’ll need to confirm the amount of money was stable and ongoing. Read more